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How much does 1 kWh of electricity cost in Poland in 2026? Current dynamic rates and tariffs

The price of 1 kWh of electricity seems to be simple information. In practice, the answer depends on whether we ask only about active energy or about the actual cost visible on the bill. The selected tariff, seller, network operator, place of residence and the times in which we use energy are also important.

In 2026, there is another element: an increasing selection of multi-zone tariffs and offers with dynamic prices. Energy can cost the same around the clock, less at night, or change the price with the market situation.

So how much does 1 kWh of electricity really cost? We check the current rates, compare the G11, G12 and G13 tariffs and explain when a dynamic tariff can reduce your bills.

How much does 1 kWh of electricity cost in 2026?

From 1 January 2026, the average price of electricity sales in tariffs approved by the President of the Energy Regulatory Office for households is PLN 495.16/MWh net. This is about PLN 0.495 per 1 kWh before adding excise duty and VAT. After taking them into account, the energy itself costs about PLN 0.615/kWh gross (this is an average price, as it depends on consumption, the method of conversion to kWh and even the location of the house).

However, this is not an amount that can be multiplied by the number of kilowatt hours from the meter.

The account also includes:

Therefore, the real cost of taking 1 kWh from the grid is higher than the price of active energy alone. There is no single correct rate for the whole of Polish – distribution tariffs vary between operators, and part of the fixed costs depends on the annual energy consumption.

The ERO indicates that the sales tariffs for 2026 are lower than the “frozen” price applied in 2025. At the same time, distribution rates together with system fees increased by about 7.6% on average. For a typical household in the G11 tariff, consuming about 1.8 MWh per year, the regulator estimated the increase in the entire bill at about 3%.

How much does energy cost in individual tariffs?

The table below shows examples of official rates in force in 2026. They should not be treated as one nationwide price – they are primarily intended to show the scale of differences between individual billing models.

TariffHow does it work?Example gross energy price in 2026For whom?
G11One price around the clockapprox. 0.62 PLN/kWhHouses with relatively even consumption during the day
G12Two price zonese.g. 0.7170 PLN/kWh day and 0.4205 PLN/kWh nightPeople who can shift some of their consumption to cheaper hours
G13Three time zonesprice depends on the zone and sellerHomes with high and flexible consumption, heat pump or EV
Dynamic fareThe price depends on the energy marketNo single rate – changes over timePeople who actively manage consumption or use automation and energy storage

For example, in Enea’s tariff for 2026, energy in G11 costs 0.6187 PLN/kWh gross, while in G12 it costs 0.7170 PLN/kWh in the day zone and 0.4205 PLN/kWh in the night zone. In PGE, prices are 0.6189 PLN/kWh in G11 and 0.7018 and 0.4635 PLN/kWh in G12, respectively.

These are the prices of energy sales. Distribution and other fees must be added to the final bill.

What else affects the bill in 2026?

The amount of some fees is set centrally. In 2026, the RES fee rate is PLN 7.30/MWh, and the cogeneration fee is PLN 3/MWh.

The capacity fee for households, on the other hand, depends on the annual consumption of:

Annual energy consumptionCapacity fee in 2026
less than 500 kWh4.29 PLN/month
500–1200 kWh10.31 PLN/month
above 1200 to 2800 kWh17.18 PLN/month
over 2800 kWh24.05 PLN/month

That is why two households using the same amount of energy can have different bills.

Current offers of sellers can be compared in the CENKI Online Energy Price Calculator maintained by ERO. The data are updated during the year. Compare current offers in the ERO CENKI calculator

G11, G12, G13 or dynamic tariff – how do they differ?

The choice of tariff is becoming more and more important. In the past, many households simply used G11 and did not analyze the hours of consumption. Today, a washing machine, dishwasher, heat pump, air conditioning, electric car or energy storage make it much easier to transfer consumption to other times of the day.

G11 – one price around the clock

G11 remains the most popular tariff for households. According to the Energy Regulatory Office, it is used by nearly 90% of consumers covered by household tariffs.

Its biggest advantage is simplicity.

It doesn’t matter if the washing machine runs at 11:00, 17:00 or 2:00 at night – the price of energy resulting from the sales tariff is the same.

The G11 will be a good solution primarily when:

However, simplicity comes at a price. You can’t use cheaper periods in the same way as in the G12, G13 or dynamic tariff.

G12 – more expensive in one zone, cheaper in another

G12 divides the day into two zones. Their hours depend on the operator.

In one of them, the price is higher, in the other it is clearly lower. The difference is well illustrated by Enea’s tariffs for 2026: 0.7170 PLN/kWh gross in the day zone compared to 0.4205 PLN/kWh in the night zone.

Such a tariff can be beneficial for people who use a significant part of their energy outside peak hours.

This includes, for example:

However, just changing from G11 to G12 does not guarantee savings. If most of the consumption is still in the more expensive zone, the effect may be the opposite.

G13 – three zones instead of two

The G13 allows you to adjust the cost of energy even more precisely to the time of consumption. The day is divided into three zones, and their hours may additionally change depending on the season.

For example, in TAURON, the G13 tariff distinguishes between summer and winter. The most expensive evening hours fall in summer from 19:00 to 22:00, and in winter from 16:00 to 21:00. In other hours and on holidays, you can use more advantageous zones.

This solution is particularly interesting for households with high energy consumption.

A heat pump, electric car or energy storage can work on schedule and avoid the most expensive times.

However, it should be remembered that G13 is not a uniform offer available on identical terms throughout Poland. Group names, zones and prices depend on the operator and seller.

Dynamic tariff – the price changes with the market

Here the principle is completely different.

In G11, G12 or G13, the hours and rates are determined in advance. In a dynamic price contract, the cost of energy is linked to the current quotations of the energy market.

Such offers from the largest retailers are available to households from August 24, 2024. The condition for using them is a remote reading meter that allows you to record consumption in appropriate time intervals.

The price can therefore be very low during times of high energy supply, but increase significantly during the evening peak.

ERO points out that the price in a dynamic contract is usually built on the basis of TGE’s day-ahead market quotes, increased by costs or the seller’s margin. However, the specific formula depends on the agreement.

For example, Pstryk currently provides a formula based on TGE’s hourly dynamic price increased by PLN 0.08/kWh net service fee. This is an example of a specific seller’s offer, not a general rule for all dynamic tariffs.

There is no point in entering current dynamic prices in an article as a single table – they may lose their validity the next day. Next-day market prices can be checked on an ongoing basis in the data of the Polish Power Exchange, while the final price for the customer should always be verified with the selected seller. Check information about the energy market on TGE

Current offers, including free market offers, are also worth comparing in the ERO tool. Check current energy offers in CERKI URKI

Which tariff is the cheapest?

There is no tariff that will be the cheapest for everyone.

The key is the consumption profile, i.e. information about not only how much energy we consume, but also when we do it.

How to use energyA tariff worth analyzing
Consumption evenly distributed around the clockG11
High consumption at nightG12
Heat pump, EV and the ability to control operating hoursG12 or G13
Large, flexible consumption and smart meterDynamic fare
Photovoltaics and energy storage with EMSdynamic or multi-zone tariff
No possibility to shift consumptionG11

Before changing the tariff, it is best to download the hourly data from the meter and analyze several weeks or months.

It may turn out that the problem is not the amount of the rate itself, but the moment when the house consumes the most energy.

How to lower your electricity bill?

In practice, the cheapest kilowatt hour is often the one that does not need to be bought from the network.

That is why, with multi-zone and dynamic tariffs, photovoltaics, energy storage and intelligent consumption management are becoming increasingly important.

Photovoltaics – produce energy for your own needs

A photovoltaic installation allows you to cover part of the current demand with energy produced on the roof.

A washing machine, air conditioner, heat pump or car charger can then use PV production directly. Such energy does not have to be purchased from the seller beforehand.

From the perspective of the household budget, self-consumption is therefore particularly important – the greater the part of our own production we use immediately, the less energy we need to take from the grid.

In the case of prosumers, this is of additional importance due to net-billing. Surpluses that go into the grid are settled according to market rules, so one’s own energy consumption is often more valuable than its immediate return.

Energy storage – save cheap energy for later

Photovoltaics produce the most energy in the middle of the day. A house, on the other hand, often needs it in the morning and evening.

Energy storage allows you to shift this energy over time.

The diagram might look like this:

Photovoltaics → current consumption → energy storage → grid

In the evening:

Energy storage → home appliances → grid

On a farm using a dynamic tariff, the storage can have another function. Depending on the device and the way it is configured, it can be charged from the grid when energy is cheap, and then power the house during high price hours.

However, this does not mean that every storage facility will automatically perform such price arbitrage. What you need is the right configuration, a compatible inverter and an energy management system.

EMS – don’t check prices every hour

Analysing energy prices every day and manually turning on devices would quickly become inconvenient.

The EMS or HEMS system can do some of this work automatically.

Depending on the devices used, it may include:

This allows energy to be collected, stored and used when it is more cost-effective.

Shift consumption to cheaper hours

Not everyone needs a warehouse right away.

The first step can cost exactly PLN 0.

If you are using G12, G13 or dynamic pricing, check if you can change the operating hours of energy-consuming appliances: dishwasher, washing machine, dryer, boiler, heat pump, air conditioning, EV charger.

With a single device, the difference may seem small. On the scale of several thousand kilowatt hours per year, it starts to matter.

How much can you save by changing the way you use energy?

Let’s assume that a household draws 4000 kWh of energy from the grid per year.

If most of the consumption is for more expensive hours, changing the tariff itself will not help much. However, if part of the operation of the heat pump, car charging or household appliances can be postponed to a period of lower prices, the average purchase cost of each kilowatt hour may decrease.

Even more control is given by the combination of:

photovoltaics + energy storage + dynamic tariff + EMS.

In such a system, the house does not have to react only to the price of electricity. It can also use its own production and store energy for hours when buying from the grid is less profitable.

However, you should not assume a specific percentage of savings without analyzing data from a given building. The result depends on consumption, installation, energy prices, storage capacity and the possibility of shifting consumption.

Frequently Asked Questions

How much does 1 kWh of electricity cost in Poland in 2026?

The average price of energy sales for households approved by the President of the Energy Regulatory Office in 2026 is PLN 495.16/MWh net, i.e. approximately PLN 0.495/kWh net. After adding excise duty and VAT, this corresponds to approximately PLN 0.615/kWh gross for energy alone (converted for kWh consumed). However, distribution costs and fixed fees are added to the final bill.

Is 0.62 PLN/kWh the full price of electricity?

No. This is a value similar to the price of active energy alone in regulated tariffs. The bill also includes distribution, system fees and a fixed part. Therefore, the actual cost per 1 kWh is higher.

Which is cheaper – G11 or G12?

It depends on the hours of consumption. The G11 offers one price around the clock. In the G12, electricity is cheaper at certain times and more expensive at others. If a large part of the consumption can be transferred to a cheaper zone, the G12 may be more advantageous.

Who can the G13 tariff be profitable for?

Primarily for households with high consumption and the ability to control the equipment. It can be interesting for a heat pump, electric car, electric heating or energy storage. The availability and rules of the G13 depend on the operator and the retailer.

What is a dynamic tariff?

It is an agreement in which the price of energy changes depending on the market situation. It is most often linked to the quotations of the Polish Power Exchange. It may allow you to use very cheap hours, but it also means the risk of a high price during peak periods, so it is worth combining it with automatic energy management.

Can the price of energy be negative in a dynamic tariff?

There are periods with negative energy prices on the wholesale market. However, this does not automatically mean that every retail customer will receive an identical price below zero. The method of taking into account negative prices depends on the formula of a particular seller. The ERO indicates that suppliers may apply their own mark-ups, limits or the method of taking into account exchange prices.

Where can you check electricity prices for tomorrow?

Day-ahead market prices are published by the Polish Power Exchange. A customer using a dynamic tariff should additionally check prices in their seller’s application or website, as other components may be added to the exchange price.

Check the data of the Polish Power Exchange

Is photovoltaics still profitable at prices of around 0.62 PLN/kWh?

When assessing profitability, one should not look only at the price of active energy. In-house production reduces the amount of energy taken from the grid and thus part of the consumption-dependent costs. However, the result depends on the size of the installation, self-consumption, net-billing and how surpluses are managed.

Does energy storage help with dynamic tariff?

It can help especially if the system allows you to charge the storage facility during lower prices and use the stored energy later. The greatest possibilities are provided by combining the storage with the EMS system, which automatically controls the flow of energy.

How do I know which tariff will be best for my home?

It is best to analyze the consumption data in individual hours. Only then can you compare how the same profile would behave in G11, G12, G13 or at a dynamic price. Current offers of sellers can be additionally checked in the CENKI comparator maintained by the Energy Regulatory Office.

Check how much you can pay for energy

Your electricity bill no longer depends solely on the number of kilowatt-hours you use. It is increasingly important when you consume energy, how much you produce yourself and whether you can store it for later.

Photovoltaics, energy storage and smart management allow you to approach these costs as a single system.

Use the calculation carried out by the Hymon Powered by Kajima advisor and check what the consumption and cost of energy in your home may look like. Based on the data, we can choose a solution that takes into account the photovoltaic installation, energy storage and the way you actually use electricity.

Check your savings potential and see which solution will be best suited to your home.

The information presents the situation as of 25 August 2026. Tariffs, free market offers and dynamic prices are subject to change. Before making

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      Warsaw Eco-Dotation

      Warsaw is involved in the energy transformation and the fight against smog – one of the tools of this policy is the city’s subsidy for renewable energy sources (RES). Thanks to this support, residents of the capital can reduce electricity bills and at the same time contribute to the improvement of air quality.

      The new rules of municipal subsidies, effective from January 1, 2025, introduce changes in terms of conditions, amounts and method of submitting applications.

      Are you a resident of Warsaw? Below you will find current conditions, amounts, procedure and tips on how to optimize your possibility of using the photovoltaics help in Warsaw.

      What is it?

      RES installations, often referred to as Ecodotation Warsaw, is a financial support system for investments in green energy (photovoltaic panels, heat pumps) and energy storage. Its goal is to stimulate investments in houses and city buildings.

      The program was already implemented in previous years, but since 2025, new rules have been introduced. In 2024, applications were accepted until December 31, but only from that year new terms and conditions are in force.

      The new records include higher amounts of co-financing, the obligation to conclude a contract before the commencement of investment works and the terms of granting the subsidy.

      Who can apply for a subsidy in Warsaw?

      Program beneficiaries are:

      The applicant must have a legal title to the real estate on which he plans the investment – ownership, perpetual usufruct or other form documenting the right to dispose of the real estate.

      What installations can I get funding for?

      The Warsaw City Program includes:

      However, it should be remembered that the subsidy does not include installations made before the conclusion of the grant agreement – that is: You cannot start work or incur costs before signing the contract with the city.

      How much can you get? subsidy limits and rates.

      Below are approximate amounts and rates in force in Warsaw:

      Air-water pump: to PLN 30,000 (max. PLN 1,000 / kW heating power).
      ground pump: to PLN 40,000 (max. PLN 2,000 / kW heating power).

      The maximum amount of the subsidy from the city of Warsaw is up to PLN 65,000, if the investment includes a combination of RES, modernization of the heat source and energy storage.

      It is worth emphasizing that the subsidy is also limited by the availability of funds in the budget of the Capital City of Warsaw – early submission of the application increases the probability of obtaining support.

      Application deadlines and

      Therefore, it is crucial to submit the application as soon as possible.

      Step by step: how to apply.

      1. Check eligibility – Do all these elements meet the requirements of the program: Your building / right to the property / planned installation.
      2. Download and fill in the application – available on the EKO Warszawa / Office of the Capital City of Warsaw website Warszawy: eko.um.warszawa.pl/instalacje-oze (link without adding a link)
      3. Attach the required documents – incl. Installation design, technical characteristics of devices, connection conditions, document confirming the right to the property.
      4. Apply – in person at the district office or city office, by post or electronically (e.g. via the Mojawarszawa portal).
      5. Wait for the decision / signing of the grant agreement – Only after the conclusion of the contract, you can start the installation.
      6. implementation of the installation – The contractor assembles the system in accordance with the program specifications and requirements.
      7. Settlement of the subsidy – After the completion of the works, the settlement of the subsidy, with photographic documentation, protocols and invoices is submitted.

      Remember: the investment cannot be started (e.g. any expenses incurred) before signing the subsidy contract – otherwise the subsidy may be rejected.

      The most common mistakes. What to avoid?

      Accurate familiarization with the requirements of the program and application to them minimizes the risk of rejection of the application. It is worth supporting your actions with the contractor’s experience. HYMON helps to complete the formalities interested in obtaining funding.

      Is it possible to combine Warsaw subsidies with other programs?

      yes. You can often combine municipal subsidies with national programs:

      Due to the changing conditions of subsequent issues, it is worth making sure just before submitting applications that we have chosen support programs that are complementary or mutually exclusive.

      What to look for when choosing an installer.

      Słoneczna Warsaw – it is possible!

      Warsaw offers attractive financial support for investments in photovoltaics, heat pumps and energy storage. Thanks to the new rules in force since 2025, the grant amounts are higher, but the requirements are more stringent.

      If you plan to install photovoltaics in Warsaw – do not hesitate! Check the deadlines for recruitment, prepare documents and submit the application as early as possible.

      Do you want us to help you prepare an offer tailored to the requirements of the program and submit an application? Write to us!

      Get in touch with us!

      Would you like us to help you prepare an offer tailored to the programme requirements and submit an application? Write to us!


        Building a single-family house is a unique moment: exciting, but also full of decisions that will affect your comfort, operating costs and independence for the next decades. One of the most important decisions that should be made and taken into account at the design stage is the preparation of a building for renewable energy sources – renewable energy sources.

        In this guide, we show you step by step how to plan a house of the future that will be warm, cheap to maintain and ready for clean energy flowing from nature.

        Why is it worth planning RES before building a house?

        Most investors postpone the decision on heating and energy systems until the last moment. This is a big mistake. Later installation of a heat pump, photovoltaics or an energy storage is associated with costly modifications, additional works and sometimes … simply the lack of technical possibilities.

        RES planning even before construction allows:

        This is a chance to pay less and live more comfortably from the first day in your new home.

        What is worth planning in a house ready for renewable energy?

        Today, an energy-efficient house is not a luxury, but a reasonable standard. In practice, this means the use of several cooperating solutions that will ensure comfort and low costs throughout the year:

        Such a combination makes the house gain not only a modern character, but above all – real savings and energy independence.

        The most common mistakes in building a house from renewable energy

        Here are the most common bugs we see as a company that assembles thousands of installations annually:

        However, the above mistakes can be avoided if you have a plan from the very beginning. At Hymon Powered by Kajima, we are here to help you create and realize it.

        How to prepare a single-family house step by step?

        Here is a specific list of things to consider before pouring the foundations:

        design:

        Installations:

        Air conditioning:

        Energy Storage:

        It is also worth consulting an expert at this stage to check, Czy dom meets the conditions for obtaining funding from programs such as “My heat”.

        The future house starts with a wise plan

        A modern single-family house is not only a nice shape and a good location, but above all reasonable decisions that will pay off in a few years.

        Instead of fixing bugs, it is worth planning an energy system tailored to your needs: comfortable, economical and ready for the next decades.

        At Hymon Powered by Kajima, we help private investors at every stage of construction: from design, through the selection of devices, to assembly and obtaining a subsidy.

        Leave a contact and we will check for free how to prepare your house for renewable energy before the first brick appears. Don’t plan twice. Do it once, good!

        Would you like to learn more?

        Contact us!


          When looking for an effective way to limit the amount of electricity bills, many people begin to see the potential of the solution, which is photovoltaics. Electricity production using its own photovoltaic installation, which uses free and renewable energy sources, is beneficial both economically and ecologically. In the case of owners of photovoltaic installations, we are dealing with prosumers who produce electricity for their own use. When deciding to install a photovoltaic installation connected to the power grid, it is necessary, however, to sign a contract with the electricity supplier and choose a electricity tariff. Check which tariff for photovoltaics will work best.

          Current tariff and photovoltaic installations

          Photovoltaics uses solar radiation to produce electricity. The electricity produced with it can power electrical devices in homes, companies and farms. It is completely free of charge, therefore it contributes to the reduction of electricity bills to a minimum. It also guarantees independence from the electricity supply, especially in the case of an off-grid photovoltaic installation, in which surplus energy is stored in energy stores, not sent to the power grid.

          The second available option is on-grid installations, which involve connecting the installation to the power grid and sending surplus energy produced to it. They can be used in the event that the production of electricity by photovoltaic panels is not sufficient. When choosing this type of installation, you should be aware that legal regulations impose an obligation on the energy supplier to the so-called balancing. This means that the prosumer (i.e. owners of photovoltaic panels producing electricity for their own needs) can recover 80% (or 70% for installations above 10 kW) of electricity sent to the network.

          Connecting to the power grid also requires signing a contract with an electricity supplier and choosing a electricity tariff. The electricity tariff is a price plan for the sale of electricity. Which photovoltaic tariff will be the best?

          Which photovoltaic tariff will work best?

          Energy tariffs are price plans that determine the sale of electricity. Choosing the right tariff is beneficial for consumers in terms of the possibility of reducing expenses incurred on electricity, and for suppliers it is a way to distribute the network load.

          For households there is a G group, and the owners of photovoltaics can make a choice between two tariffs – G11 and G12.

          G11 tariff

          The G11 tariff is also known as the 24/7 tariff and is the most popular pricing plan. It is characterized by a constant electricity price throughout the day, all week. This type of solution provides the highest flexibility to price customers. It works well in the case of households distinguished by similar electricity consumption throughout the day.

          In the case of photovoltaics, the G11 tariff will be appropriate if the photovoltaic installation covers the electricity demand in its entirety.

          G12 tariff

          The G12 tariff, also known as the two-zone tariff, assumes a different electricity price depending on the time of day. In the evening and at night, the price of electricity is lower than during the day. This is an ideal solution when more electricity is used in a given household than at night.

          For owners of photovoltaic installations, the G12 tariff will work when:

          Photovoltaics and the change of the electricity tariff

          Electricity suppliers allow you to change the electricity tariff once a year. If a photovoltaic installation has been installed in your home and the calculations carried out show that the change of the tariff will be financially beneficial, just contact the electricity supplier service office. Changing the tariff is usually possible in a very simple way – all you need to do is complete an online application or a paper version and submit it to a branch of a given company. You may find that changing the tariff will provide additional savings!

          The use of renewable energy sources is becoming more and more popular in Poland. Both photovoltaic installations, as well as innovative systems for heating rooms and preparing domestic hot water based on thermal energy from the ground, water or air, i.e. a heat pump, are very popular. However, the purchase and installation of a heat pump is a considerable expense, which is why many investors are discouraged from this type of solution. Completely unnecessary! The costs of investing in a heat pump can be significantly reduced by using subsidies from government programs. What financial tools can you use? Here is the current list!

          Heat pumps – advantages

          The growing sales of heat pumps in recent years are due to the increase in the ecological awareness of the society, increases in gas prices, as well as the increase in the level of knowledge about the benefits of installing a heat pump as a heating system and domestic hot water preparation. A heat pump is a multifunctional device that can not only provide warmth in the house, but also cool rooms on hot summer days. It is an ecological device that does not contribute to the emission of harmful greenhouse gases, as well as efficient and cheap to operate – as much as 75% of the energy needed to power the heat pump comes from natural resources, which are also free. As a result, investors gain real savings for many years, because the heat pump is a device known for its long service life (it can work flawlessly up to 50 years). The heat pump is a safe, comfortable and fully automated system. Perfect for both new and old buildings.

          The increase in popularity of heat pumps is also due to the appearance of many programs that offer various ways of financing the purchase and installation of heat pumps. Thus, the cost of the investment is significantly reduced, the return is faster, and its profitability increases.

          Co-financing for the 2022 heat pump – what changes?

          The most popular program that beneficiaries can use when replacing a heat source in their home with a heat pump is currently the Clean Air program. Funds from it may be allocated to thermo-modernization projects, including Purchase and installation of a heat pump. The amount of the subsidy is closely related to the income obtained. In the case of the Clean Air program, several changes were made in 2022. First of all, financial support is no longer granted in the case of investments in coal boilers. The income threshold was also raised entitling to benefit from the increased level of financing (up to PLN 2,189 per month in the case of one-person households and PLN 1,564 per person in the case of multi-person households) and a third part of the program was introduced aimed at the least wealthy.

          The Clean Air program was aimed at replacing the heat source, but it did not apply to new houses. In order to supplement it, a new program has been created – Moje Warm, from which you can obtain funding for the purchase and installation of a heat pump in new houses with a higher energy standard. Depending on the type of heat pump used, the amount of the subsidy will be PLN 7,000. PLN (air heat pump) or 21 thousand. PLN (ground heat pump), up to 30% of eligible investment costs. The budget of the program is PLN 600 ml, which comes from the Modernization Fund.

          Who can benefit from funding for heat pumps 2022?

          Co-financing for a heat pump makes the investment in this heating system more profitable, and the return from it is faster. Subsidies and preferential loans from government programs also enable a larger group of investors to purchase heat pumps. Who can benefit from financial support programs?

          Depending on the terms of a given program, the groups of beneficiaries entitled to benefit from financial aid, as well as its scope and the value of the subsidy, differ.

          List of subsidies for heat pumps 2022

          Co-financing for a heat pump can be obtained from the following programs:

          Clean air – a program for natural persons, owners or co-owners of single-family houses, implementing a thermo-modernization project in the building, such as, for example, installing a heat pump instead of an ineffective heating system. The subsidy depends on your income. People with incomes up to PLN 100,000 are entitled to the basic level of financing. PLN per year (maximum PLN 30,000 in the case of a photovoltaic installation or 25 thousand without a photovoltaic installation), and to an increased level, income at the level of PLN 1,564 in a multi-person farm and up to 2 PLN 189 in a single-person farm (the amount of the subsidy is up to PLN 32,000 without a photovoltaic micro-installation and PLN 37,000 with a photovoltaic installation). The third part of the program was also created for people with the lowest incomes – up to PLN 900 per person and PLN 1,260 in the case of one-person households (up to PLN 60,000 – a project without a photovoltaic installation and PLN 69 thousand with a photovoltaic installation)

          Moje Ciepło– a program complementary to the Clean Air program, also aimed at individuals who, however, own or co-owners of new houses with a higher energy standard. The subsidy covers up to 30% of eligible investment costs, and its maximum amount is up to PLN 7,000. PLN in the case of an air heat pump or up to 21 thousand. PLN in the case of a ground heat pump. The National Fund for Environmental Protection and Water Management is responsible for the implementation of the program.

          STOP SMOG – a program aimed at energetic poor people, from which you can obtain, among others Co-financing for the purchase and installation of heat pumps. The subsidy covers up to 70% of eligible costs, and the average investment cost in one building or premises may not exceed PLN 53,000. PLN.

          Agroenergy – a program intended for farmers who have invested in the purchase and assembly of a heat pump with a power of 10 to 50 kW. Depending on the power of the heat pump, the subsidy may be from 15 thousand. up to 25 thousand PLN, you can also get an allowance of up to 10 thousand. PLN for a hybrid installation. The value of the subsidy may not exceed 20% of eligible costs.

          Energy Plus – a program for entrepreneurs who can receive a subsidy up to 50% of eligible investment costs or a loan with a value of PLN 0.5 million to PLN 300 million, for a maximum of 85% of investment costs.

          Heat pumps – reduce costs by using the tax relief

          Co-financing for heat pumps significantly reduces investment costs. However, this is not the only financial tool that reduces heat pump spending. Natural persons who settle accounts on a linear basis, according to the tax scale or with a lump sum, can also use the so-called thermo-modernization relief. Find out more about it in the article

          November 14 – Clean Air Day

          Clean Air Day, celebrated on November 14, is a great opportunity to draw attention to the problem of air pollution and its impact on our health. It reminds us of the need to act to improve quality and emphasizes the role that each of us can play in the fight against smog.

          The heating season entails a deterioration in air quality in many regions of Poland.

          Smog is a combination of atmospheric pollutants, which are influenced by industrial activities, transport and heating houses with solid fuels.

          Inhaling polluted air can contribute to many respiratory and circulatory diseases.

          In Poland, where the problem of smog is particularly visible in winter, there is an increase in the number of hospitalizations related to respiratory problems. In addition, the elderly, children and people with chronic diseases are most exposed to the negative effects of air pollution. The increase in incidence of allergies and respiratory infections in children is also the result of the deteriorating air quality.

          How can home heating contribute to the formation of smog?

          In winter, home heating plays a key role. Combustion of low-quality coal causes the emission of harmful dust and gases. Worse, although incineration of waste is prohibited, it is still a serious problem, increasing the risk of smog formation and its negative impact on health and the environment.

          The survey published in 2024 of the Polish Economic Institute published in 2024 shows that half a million Polish households continue to burn waste. Moreover, 46% of respondents lived in a house that was not properly insulated and as much as 25% admitted using poor quality fuel.

          So how to improve air quality?

          The main factor we have influencing is the source of heating that we use in the household. So each of us can contribute to better air quality and our life. If you decide to replace your old stove with a modern or heat pump, you will surely breathe a sigh of relief.

          An important aspect is also the thermal modernization of the building. A well-insulated house means lower fuel consumption, and thus – a lower emission of harmful substances.

          In addition, by installing your own power source on your farm, you join a wide range of prosumers, the number of which has exceeded 1 million 300 thousand!

          As a future prosumer, you can use subsidy programs such as:

          – Clean Air Program

          – “My Current” program

          Clean Air Day It reminds us that taking care of the environment is our common duty, and clean air is the basis of a healthy and sustainable life for us and future generations.