10 April 2025
The use of renewable energy sources is becoming more and more popular in Poland. Both photovoltaic installations, as well as innovative systems for heating rooms and preparing domestic hot water based on thermal energy from the ground, water or air, i.e. a heat pump, are very popular. However, the purchase and installation of a heat pump is a considerable expense, which is why many investors are discouraged from this type of solution. Completely unnecessary! The costs of investing in a heat pump can be significantly reduced by using subsidies from government programs. What financial tools can you use? Here is the current list!
Heat pumps - advantages
The growing sales of heat pumps in recent years are due to the increase in the ecological awareness of the society, increases in gas prices, as well as the increase in the level of knowledge about the benefits of installing a heat pump as a heating system and domestic hot water preparation. A heat pump is a multifunctional device that can not only provide warmth in the house, but also cool rooms on hot summer days. It is an ecological device that does not contribute to the emission of harmful greenhouse gases, as well as efficient and cheap to operate - as much as 75% of the energy needed to power the heat pump comes from natural resources, which are also free. As a result, investors gain real savings for many years, because the heat pump is a device known for its long service life (it can work flawlessly up to 50 years). The heat pump is a safe, comfortable and fully automated system. Perfect for both new and old buildings.
The increase in popularity of heat pumps is also due to the appearance of many programs that offer various ways of financing the purchase and installation of heat pumps. Thus, the cost of the investment is significantly reduced, the return is faster, and its profitability increases.
Co-financing for the 2022 heat pump - what changes?
The most popular program that beneficiaries can use when replacing a heat source in their home with a heat pump is currently the Clean Air program. Funds from it may be allocated to thermo-modernization projects, including Purchase and installation of a heat pump. The amount of the subsidy is closely related to the income obtained. In the case of the Clean Air program, several changes were made in 2022. First of all, financial support is no longer granted in the case of investments in coal boilers. The income threshold was also raised entitling to benefit from the increased level of financing (up to PLN 2,189 per month in the case of one-person households and PLN 1,564 per person in the case of multi-person households) and a third part of the program was introduced aimed at the least wealthy.
The Clean Air program was aimed at replacing the heat source, but it did not apply to new houses. In order to supplement it, a new program has been created - Moje Warm, from which you can obtain funding for the purchase and installation of a heat pump in new houses with a higher energy standard. Depending on the type of heat pump used, the amount of the subsidy will be PLN 7,000. PLN (air heat pump) or 21 thousand. PLN (ground heat pump), up to 30% of eligible investment costs. The budget of the program is PLN 600 ml, which comes from the Modernization Fund.
Who can benefit from funding for heat pumps 2022?
Co-financing for a heat pump makes the investment in this heating system more profitable, and the return from it is faster. Subsidies and preferential loans from government programs also enable a larger group of investors to purchase heat pumps. Who can benefit from financial support programs?
- households,
- entrepreneurs,
- farmers,
- local government units
- cooperatives and housing communities.
Depending on the terms of a given program, the groups of beneficiaries entitled to benefit from financial aid, as well as its scope and the value of the subsidy, differ.
List of subsidies for heat pumps 2022
Co-financing for a heat pump can be obtained from the following programs:
Clean air - a program for natural persons, owners or co-owners of single-family houses, implementing a thermo-modernization project in the building, such as, for example, installing a heat pump instead of an ineffective heating system. The subsidy depends on your income. People with incomes up to PLN 100,000 are entitled to the basic level of financing. PLN per year (maximum PLN 30,000 in the case of a photovoltaic installation or 25 thousand without a photovoltaic installation), and to an increased level, income at the level of PLN 1,564 in a multi-person farm and up to 2 PLN 189 in a single-person farm (the amount of the subsidy is up to PLN 32,000 without a photovoltaic micro-installation and PLN 37,000 with a photovoltaic installation). The third part of the program was also created for people with the lowest incomes - up to PLN 900 per person and PLN 1,260 in the case of one-person households (up to PLN 60,000 - a project without a photovoltaic installation and PLN 69 thousand with a photovoltaic installation)
Moje Ciepło- a program complementary to the Clean Air program, also aimed at individuals who, however, own or co-owners of new houses with a higher energy standard. The subsidy covers up to 30% of eligible investment costs, and its maximum amount is up to PLN 7,000. PLN in the case of an air heat pump or up to 21 thousand. PLN in the case of a ground heat pump. The National Fund for Environmental Protection and Water Management is responsible for the implementation of the program.
STOP SMOG - a program aimed at energetic poor people, from which you can obtain, among others Co-financing for the purchase and installation of heat pumps. The subsidy covers up to 70% of eligible costs, and the average investment cost in one building or premises may not exceed PLN 53,000. PLN.
Agroenergy - a program intended for farmers who have invested in the purchase and assembly of a heat pump with a power of 10 to 50 kW. Depending on the power of the heat pump, the subsidy may be from 15 thousand. up to 25 thousand PLN, you can also get an allowance of up to 10 thousand. PLN for a hybrid installation. The value of the subsidy may not exceed 20% of eligible costs.
Energy Plus - a program for entrepreneurs who can receive a subsidy up to 50% of eligible investment costs or a loan with a value of PLN 0.5 million to PLN 300 million, for a maximum of 85% of investment costs.
Heat pumps - reduce costs by using the tax relief
Co-financing for heat pumps significantly reduces investment costs. However, this is not the only financial tool that reduces heat pump spending. Natural persons who settle accounts on a linear basis, according to the tax scale or with a lump sum, can also use the so-called thermo-modernization relief. Find out more about it in the article